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Buying
a home is an exciting time in one's life. Making the
smart move of choosing a REALTOR® is your first step
to ensuring that your new home and community meets
your needs. My services and experience range from
financial aid to helping you find the home that best
suits you and your family. For your convenience, I
also provide listings by email.
I pride myself on repeat business and hope you'll come
to understand why.
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For
Buyers |
How
I Can Help
Before you start looking
Closing Costs
As Your Agent, I
Will:
- Assure that you see
all the properties in the area that meet your
criteria.
- Guide you through
the entire home buying process, from finding homes
to look at, to getting the best financing.
- Make sure you don't
pay too much for your new home and help you avoid
costly mistakes.
- Answer all of your
questions about the local market area, including
schools, neighborhoods, the local economy, and
more.
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Before
You Start Looking For Your New Home:
- Check your credit
rating. Straighten out any errors before its too
late.
- Determine a comfortable
monthly budget for your new purchase, including down
payment and monthly payment.
- Find a loan program that
meets your needs and get pre-qualified (preferably
pre-approved).
- Choose a REALTOR® that
you trust and who understands your needs.
- Determine what
neighborhood best matches your needs.
- Identify important
features you need your new home to have.
Closing
Costs to Expect:
- Lender fees
include charges for loan processing, underwriting,
preparation and establishing an escrow account.
- Third-party fees
include charges for insurance, title search, and other
inspections such as termites.
- Government fees
include deed recording and state & local mortgage
taxes.
- Escrow and
interest fees include
homeowner's insurance, loan interest, real estate taxes,
and occasionally private mortgage insurance.
Find
out how much your closing costs could be.
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